Question : 28) Of the following U.S. presidents, which was the first : 1387590

 

 

28) Of the following U.S. presidents, which was the first to propose a national health insurance program to Congress?

A) Barack Obama

B) Bill Clinton

C) John F. Kennedy

D) Harry Truman

 

 

29) All of the following are part of the “individual mandate” provision of the Patient Protection and Affordable Care Act (ACA) except

A) individuals are allowed to opt out of the insurance program if they can prove they have no serious health issues and do so before the act fully takes effect in the year 2014.

B) by 2016, fines for not having health insurance will be the greater of $695 per person or 2.5 percent of income.

C) beginning in 2014, individuals who do not acquire health insurance will be subject to a fine.

D) with limited exceptions, every resident of the United States will be required to have health insurance that meets certain basic requirements.

 

30) All of the following are part of the “state health exchanges” provision of the Patient Protection and Affordable Care Act (ACA) except

A) each state is required to establish an Affordable Insurance Exchange by 2014.

B) small businesses with fewer than 50 employees will be exempt from being required to participate in the program.

C) low-income individuals will be eligible for tax credits to offset the costs of buying health insurance.

D) health insurance policies that meet certain specified requirements will be offered by state-run agencies, by non-profit firms, or by the federal government.

 

 

31) Which of the following is a part of the “employer mandate” provision of the Patient Protection and Affordable Care Act (ACA)?

A) Every firm with more than 3 full-time employees must offer health insurance to its employees and must automatically enroll them in the plan.

B) small businesses with fewer than 50 employees will be exempt from being required to participate in the program.

C) Firms with more than 50 full-time employees must offer health insurance or pay a $3,000 fine to the federal government for every employee who receives a tax credit from the federal government for obtaining health insurance through a health exchange.

D) Every resident of the United States must have health insurance that meets certain basic requirements.

 

 

32) For many small firms, providing health insurance for their workers

A) has decreased in cost over the past 10 years.

B) represents their most rapidly increasing cost.

C) costs virtually nothing under the ACA.

D) encourages them to hire more full-time workers.

 

33) All of the following are part of the “regulation of health insurance” provision of the Patient Protection and Affordable Care Act (ACA) except

A) individuals with pre-existing medical conditions will be able to acquire health insurance.

B) all policies must provide coverage for dependant children up to age 26.

C) lifetime dollar maximums on coverage will be prohibited.

D) limits on the size of deductibles and on waiting periods before coverage takes effect will be eliminated.

 

 

34) All of the following are part of the “taxes” provision of the Patient Protection and Affordable Care Act (ACA) except

A) pharmaceutical firms and health insurance firms will pay new taxes.

B) investors earning more than $200,000 will pay a new tax on their investment income.

C) beginning in 2018, all taxes on employer-provided health insurance plans will be reduced or eliminated.

D) workers earning more than $200,000 will have their share of the Medicare payroll tax increase.

 

 

35) The Congressional Budget Office estimates that the Patient Protection and Affordable Care Act (ACA) will

A) increase government spending by just under $1 trillion over 10 years.

B) cost the government significantly more than the additional taxes and fees enacted under the law will bring in.

C) eliminate the budget deficit within 10 years.

D) actually reduce government spending over a 20 year period.

 

36) The Patient Protection and Affordable Care Act (ACA) is scheduled to be fully implemented by 2019, at which point

A) current budget cuts are expected to have completely offset the cost of the program.

B) more than 30 million additional individuals are expected to have health care coverage.

C) all hospitals in the United States will be taken over by the federal government.

D) private health insurance companies will no longer exist in the United States.

 

 

37) Some economists and policymakers who are in favor of government-provided health care believe that providing health care will generate

A) additional moral hazard.

B) positive externalities.

C) greater asymmetric information.

D) more adverse selection.

 

 

 

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