Question : 31) The employee benefit that provides medical care, income, and : 1346334

31) The employee benefit that provides medical care, income, and rehabilitation expenses for individuals who sustain job-related injury or illness is called:

A) workers’ compensation.

B) Social Security.

C) survivor benefits.

D) unemployment insurance.

32) Which of the following would LEAST likely improve a firm’s workers’ compensation costs?

A) Emphasizing safe work procedures to all employees

B) Providing health insurance to high-risk employees

C) Designing jobs to reduce risk of injury

D) Auditing workers’ compensation claims

33) The rate of workers’ compensation tax for employers is based on all of the following factors EXCEPT the:

A) workers’ compensation guidelines in the employer’s state.

B) employer’s injury experience rating.

C) risk of injury for an occupation.

D) number of employees at the firm.

34) A self-insurance pool is best defined as a:

A) policy in which individual employees are exclusively responsible for their insurance.

B) group of companies who jointly hire an administrator to organize insurance functions.

C) policy offered by insurance companies that allows employees to choose their own benefits.

D) group of individual employees who shop for the most cost-effective health insurance.

35) Unemployment insurance is:

A) paid for through union dues.

B) funded by the federal government.

C) paid for by a tax on employers.

D) funded by health insurance companies.

36) To be eligible for unemployment insurance, employees must meet all of the following requirements EXCEPT:

A) be actively seeking employment.

B) have left their job involuntarily.

C) have worked a minimum of four out of the last five quarter-year periods.

D) have filed a workers’ compensation claim within the last twelve months.

37) Former employees may be denied unemployment insurance benefits if they:

A) worked for a private firm with less than 15 employees.

B) were government employees.

C) were fired by their employer.

D) failed a drug test.

38) Dick has recently been laid off from his unionized manufacturing job where he has been a full-time worker for the last 14 years. He has been looking for work for nearly five months. Which of the following is most likely true in Dick’s case?

A) Dick is not eligible for unemployment insurance.

B) Dick’s unemployment insurance will run out at the end of the fifth month.

C) Dick is probably receiving 60% of the earnings he received from his job.

D) Since Dick’s company was unionized, he may be eligible for supplemental unemployment benefits.

39) HR can have an important part in lowering unemployment insurance costs for a company by:

A) making it harder to fire employees.

B) conducting exit interviews with discharged workers.

C) offering employees a flexible benefits plan.

D) setting up health insurance accounts for employees.

40) The Family and Medical Leave Act requires most employers to:

A) provide parents with up to 6 weeks paid leave for the birth of a child.

B) permit unpaid leave up to 12 weeks for certain family medical issues.

C) provide health insurance for all married couples.

D) provide health insurance for all employees.