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Question : Appendix B Time Value of Money True / False Questions 1.Present : 1258193

Accounting

 

Appendix B Time Value of Money  

True / False Questions 

1.Present Value of 1 

Periods3%4%5%6%7%8%9%10%12%

30.91510.88900.86380.83960.81630.79380.77220.75130.7118

40.88850.85480.82270.79210.76290.73500.70840.68300.6355

50.86260.82190.78350.74730.71300.68060.64990.62090.5674

60.83750.79030.74620.70500.66630.63020.59630.56450.5066

70.81310.75990.71070.66510.62270.58350.54700.51320.4523

80.78940.73070.67680.62740.58200.54030.50190.46650.4039

90.76640.70260.64460.59190.54390.50020.46040.42410.3606

100.74410.67560.61390.55840.50830.46320.42240.38550.3220

Future Value of 1 

Periods3%4%5%6%7%8%9%10%12%

31.09271.12491.15761.19101.22501.25971.29501.33101.4049

41.12551.16991.21551.26251.31081.36051.41161.46411.5735

51.15931.21671.27631.33821.40261.46931.53861.61051.7623

61.19411.26531.34011.41851.50071.58691.67711.77161.9738

71.22991.31591.40711.50361.60581.71381.82801.94872.2107

81.26681.36861.47751.59381.71821.85091.99262.14362.4760

91.30481.42331.55131.68951.83851.99902.17192.35792.7731

101.34391.48021.62891.79081.96722.15892.36742.59373.1058

Present Value of an Annuity of 1 

Periods3%4%5%6%7%8%9%10%12%

32.82862.77512.72322.67302.62432.57712.53132.48692.4018

43.71713.62993.54603.46513.38723.31213.23973.16993.0373

54.57974.45184.32954.21244.10023.99273.88973.79083.6048

65.41725.24215.07574.91734.76654.62294.48594.35534.1114

76.23036.00215.78645.58245.38935.20645.03304.86844.5638

87.01976.73276.46326.20985.97135.74665.53485.33494.9676

97.78617.43537.10786.80176.51526.24695.99525.79505.3282

108.53028.11097.72177.36017.02366.71016.41776.14465.6502

Future Value of an Annuity of 1 

Periods3%4%5%6%7%8%9%10%12%

33.09093.12163.15253.18363.21493.24643.27813.31003.3744

44.18364.24654.31014.37464.43994.50614.57314.64104.7793

55.30915.41635.52565.63715.75075.86665.98476.10516.3528

66.46846.63306.80196.97537.15337.33597.52337.71568.1152

77.66257.89838.14208.39388.65408.92289.20049.487210.089

88.89239.21429.54919.897510.26010.63711.02911.43612.300

910.15910.58311.02711.49111.97812.48813.02113.58014.776

1011.46412.00612.57813.18113.81614.48715.19315.93717.549

Interest is the borrower’s payment to the owner of an asset for its use.    

 

 

 

2.Present Value of 1 

Periods3%4%5%6%7%8%9%10%12%

30.91510.88900.86380.83960.81630.79380.77220.75130.7118

40.88850.85480.82270.79210.76290.73500.70840.68300.6355

50.86260.82190.78350.74730.71300.68060.64990.62090.5674

60.83750.79030.74620.70500.66630.63020.59630.56450.5066

70.81310.75990.71070.66510.62270.58350.54700.51320.4523

80.78940.73070.67680.62740.58200.54030.50190.46650.4039

90.76640.70260.64460.59190.54390.50020.46040.42410.3606

100.74410.67560.61390.55840.50830.46320.42240.38550.3220

Future Value of 1 

Periods3%4%5%6%7%8%9%10%12%

31.09271.12491.15761.19101.22501.25971.29501.33101.4049

41.12551.16991.21551.26251.31081.36051.41161.46411.5735

51.15931.21671.27631.33821.40261.46931.53861.61051.7623

61.19411.26531.34011.41851.50071.58691.67711.77161.9738

71.22991.31591.40711.50361.60581.71381.82801.94872.2107

81.26681.36861.47751.59381.71821.85091.99262.14362.4760

91.30481.42331.55131.68951.83851.99902.17192.35792.7731

101.34391.48021.62891.79081.96722.15892.36742.59373.1058

Present Value of an Annuity of 1 

Periods3%4%5%6%7%8%9%10%12%

32.82862.77512.72322.67302.62432.57712.53132.48692.4018

43.71713.62993.54603.46513.38723.31213.23973.16993.0373

54.57974.45184.32954.21244.10023.99273.88973.79083.6048

65.41725.24215.07574.91734.76654.62294.48594.35534.1114

76.23036.00215.78645.58245.38935.20645.03304.86844.5638

87.01976.73276.46326.20985.97135.74665.53485.33494.9676

97.78617.43537.10786.80176.51526.24695.99525.79505.3282

108.53028.11097.72177.36017.02366.71016.41776.14465.6502

Future Value of an Annuity of 1 

Periods3%4%5%6%7%8%9%10%12%

33.09093.12163.15253.18363.21493.24643.27813.31003.3744

44.18364.24654.31014.37464.43994.50614.57314.64104.7793

55.30915.41635.52565.63715.75075.86665.98476.10516.3528

66.46846.63306.80196.97537.15337.33597.52337.71568.1152

77.66257.89838.14208.39388.65408.92289.20049.487210.089

88.89239.21429.54919.897510.26010.63711.02911.43612.300

910.15910.58311.02711.49111.97812.48813.02113.58014.776

1011.46412.00612.57813.18113.81614.48715.19315.93717.549

From the perspective of an account holder, a savings account is a liability with interest.    

 

 

 

3.Present Value of 1 

Periods3%4%5%6%7%8%9%10%12%

30.91510.88900.86380.83960.81630.79380.77220.75130.7118

40.88850.85480.82270.79210.76290.73500.70840.68300.6355

50.86260.82190.78350.74730.71300.68060.64990.62090.5674

60.83750.79030.74620.70500.66630.63020.59630.56450.5066

70.81310.75990.71070.66510.62270.58350.54700.51320.4523

80.78940.73070.67680.62740.58200.54030.50190.46650.4039

90.76640.70260.64460.59190.54390.50020.46040.42410.3606

100.74410.67560.61390.55840.50830.46320.42240.38550.3220

Future Value of 1 

Periods3%4%5%6%7%8%9%10%12%

31.09271.12491.15761.19101.22501.25971.29501.33101.4049

41.12551.16991.21551.26251.31081.36051.41161.46411.5735

51.15931.21671.27631.33821.40261.46931.53861.61051.7623

61.19411.26531.34011.41851.50071.58691.67711.77161.9738

71.22991.31591.40711.50361.60581.71381.82801.94872.2107

81.26681.36861.47751.59381.71821.85091.99262.14362.4760

91.30481.42331.55131.68951.83851.99902.17192.35792.7731

101.34391.48021.62891.79081.96722.15892.36742.59373.1058

Present Value of an Annuity of 1 

Periods3%4%5%6%7%8%9%10%12%

32.82862.77512.72322.67302.62432.57712.53132.48692.4018

43.71713.62993.54603.46513.38723.31213.23973.16993.0373

54.57974.45184.32954.21244.10023.99273.88973.79083.6048

65.41725.24215.07574.91734.76654.62294.48594.35534.1114

76.23036.00215.78645.58245.38935.20645.03304.86844.5638

87.01976.73276.46326.20985.97135.74665.53485.33494.9676

97.78617.43537.10786.80176.51526.24695.99525.79505.3282

108.53028.11097.72177.36017.02366.71016.41776.14465.6502

Future Value of an Annuity of 1 

Periods3%4%5%6%7%8%9%10%12%

33.09093.12163.15253.18363.21493.24643.27813.31003.3744

44.18364.24654.31014.37464.43994.50614.57314.64104.7793

55.30915.41635.52565.63715.75075.86665.98476.10516.3528

66.46846.63306.80196.97537.15337.33597.52337.71568.1152

77.66257.89838.14208.39388.65408.92289.20049.487210.089

88.89239.21429.54919.897510.26010.63711.02911.43612.300

910.15910.58311.02711.49111.97812.48813.02113.58014.776

1011.46412.00612.57813.18113.81614.48715.19315.93717.549

An interest rate is also called a discount rate.    

 

 

 

4.Present Value of 1 

Periods3%4%5%6%7%8%9%10%12%

30.91510.88900.86380.83960.81630.79380.77220.75130.7118

40.88850.85480.82270.79210.76290.73500.70840.68300.6355

50.86260.82190.78350.74730.71300.68060.64990.62090.5674

60.83750.79030.74620.70500.66630.63020.59630.56450.5066

70.81310.75990.71070.66510.62270.58350.54700.51320.4523

80.78940.73070.67680.62740.58200.54030.50190.46650.4039

90.76640.70260.64460.59190.54390.50020.46040.42410.3606

100.74410.67560.61390.55840.50830.46320.42240.38550.3220

Future Value of 1 

Periods3%4%5%6%7%8%9%10%12%

31.09271.12491.15761.19101.22501.25971.29501.33101.4049

41.12551.16991.21551.26251.31081.36051.41161.46411.5735

51.15931.21671.27631.33821.40261.46931.53861.61051.7623

61.19411.26531.34011.41851.50071.58691.67711.77161.9738

71.22991.31591.40711.50361.60581.71381.82801.94872.2107

81.26681.36861.47751.59381.71821.85091.99262.14362.4760

91.30481.42331.55131.68951.83851.99902.17192.35792.7731

101.34391.48021.62891.79081.96722.15892.36742.59373.1058

Present Value of an Annuity of 1 

Periods3%4%5%6%7%8%9%10%12%

32.82862.77512.72322.67302.62432.57712.53132.48692.4018

43.71713.62993.54603.46513.38723.31213.23973.16993.0373

54.57974.45184.32954.21244.10023.99273.88973.79083.6048

65.41725.24215.07574.91734.76654.62294.48594.35534.1114

76.23036.00215.78645.58245.38935.20645.03304.86844.5638

87.01976.73276.46326.20985.97135.74665.53485.33494.9676

97.78617.43537.10786.80176.51526.24695.99525.79505.3282

108.53028.11097.72177.36017.02366.71016.41776.14465.6502

Future Value of an Annuity of 1 

Periods3%4%5%6%7%8%9%10%12%

33.09093.12163.15253.18363.21493.24643.27813.31003.3744

44.18364.24654.31014.37464.43994.50614.57314.64104.7793

55.30915.41635.52565.63715.75075.86665.98476.10516.3528

66.46846.63306.80196.97537.15337.33597.52337.71568.1152

77.66257.89838.14208.39388.65408.92289.20049.487210.089

88.89239.21429.54919.897510.26010.63711.02911.43612.300

910.15910.58311.02711.49111.97812.48813.02113.58014.776

1011.46412.00612.57813.18113.81614.48715.19315.93717.549

Present and future value computations enable companies to measure or estimate the interest component of holding assets or liabilities over time.    

 

 

 

5.Present Value of 1 

Periods3%4%5%6%7%8%9%10%12%

30.91510.88900.86380.83960.81630.79380.77220.75130.7118

40.88850.85480.82270.79210.76290.73500.70840.68300.6355

50.86260.82190.78350.74730.71300.68060.64990.62090.5674

60.83750.79030.74620.70500.66630.63020.59630.56450.5066

70.81310.75990.71070.66510.62270.58350.54700.51320.4523

80.78940.73070.67680.62740.58200.54030.50190.46650.4039

90.76640.70260.64460.59190.54390.50020.46040.42410.3606

100.74410.67560.61390.55840.50830.46320.42240.38550.3220

Future Value of 1 

Periods3%4%5%6%7%8%9%10%12%

31.09271.12491.15761.19101.22501.25971.29501.33101.4049

41.12551.16991.21551.26251.31081.36051.41161.46411.5735

51.15931.21671.27631.33821.40261.46931.53861.61051.7623

61.19411.26531.34011.41851.50071.58691.67711.77161.9738

71.22991.31591.40711.50361.60581.71381.82801.94872.2107

81.26681.36861.47751.59381.71821.85091.99262.14362.4760

91.30481.42331.55131.68951.83851.99902.17192.35792.7731

101.34391.48021.62891.79081.96722.15892.36742.59373.1058

Present Value of an Annuity of 1 

Periods3%4%5%6%7%8%9%10%12%

32.82862.77512.72322.67302.62432.57712.53132.48692.4018

43.71713.62993.54603.46513.38723.31213.23973.16993.0373

54.57974.45184.32954.21244.10023.99273.88973.79083.6048

65.41725.24215.07574.91734.76654.62294.48594.35534.1114

76.23036.00215.78645.58245.38935.20645.03304.86844.5638

87.01976.73276.46326.20985.97135.74665.53485.33494.9676

97.78617.43537.10786.80176.51526.24695.99525.79505.3282

108.53028.11097.72177.36017.02366.71016.41776.14465.6502

Future Value of an Annuity of 1 

Periods3%4%5%6%7%8%9%10%12%

33.09093.12163.15253.18363.21493.24643.27813.31003.3744

44.18364.24654.31014.37464.43994.50614.57314.64104.7793

55.30915.41635.52565.63715.75075.86665.98476.10516.3528

66.46846.63306.80196.97537.15337.33597.52337.71568.1152

77.66257.89838.14208.39388.65408.92289.20049.487210.089

88.89239.21429.54919.897510.26010.63711.02911.43612.300

910.15910.58311.02711.49111.97812.48813.02113.58014.776

1011.46412.00612.57813.18113.81614.48715.19315.93717.549

The number of periods in a present value calculation may only be expressed in years.    

 

 

 

6.Present Value of 1 

Periods3%4%5%6%7%8%9%10%12%

30.91510.88900.86380.83960.81630.79380.77220.75130.7118

40.88850.85480.82270.79210.76290.73500.70840.68300.6355

50.86260.82190.78350.74730.71300.68060.64990.62090.5674

60.83750.79030.74620.70500.66630.63020.59630.56450.5066

70.81310.75990.71070.66510.62270.58350.54700.51320.4523

80.78940.73070.67680.62740.58200.54030.50190.46650.4039

90.76640.70260.64460.59190.54390.50020.46040.42410.3606

100.74410.67560.61390.55840.50830.46320.42240.38550.3220

Future Value of 1 

Periods3%4%5%6%7%8%9%10%12%

31.09271.12491.15761.19101.22501.25971.29501.33101.4049

41.12551.16991.21551.26251.31081.36051.41161.46411.5735

51.15931.21671.27631.33821.40261.46931.53861.61051.7623

61.19411.26531.34011.41851.50071.58691.67711.77161.9738

71.22991.31591.40711.50361.60581.71381.82801.94872.2107

81.26681.36861.47751.59381.71821.85091.99262.14362.4760

91.30481.42331.55131.68951.83851.99902.17192.35792.7731

101.34391.48021.62891.79081.96722.15892.36742.59373.1058

Present Value of an Annuity of 1 

Periods3%4%5%6%7%8%9%10%12%

32.82862.77512.72322.67302.62432.57712.53132.48692.4018

43.71713.62993.54603.46513.38723.31213.23973.16993.0373

54.57974.45184.32954.21244.10023.99273.88973.79083.6048

65.41725.24215.07574.91734.76654.62294.48594.35534.1114

76.23036.00215.78645.58245.38935.20645.03304.86844.5638

87.01976.73276.46326.20985.97135.74665.53485.33494.9676

97.78617.43537.10786.80176.51526.24695.99525.79505.3282

108.53028.11097.72177.36017.02366.71016.41776.14465.6502

Future Value of an Annuity of 1 

Periods3%4%5%6%7%8%9%10%12%

33.09093.12163.15253.18363.21493.24643.27813.31003.3744

44.18364.24654.31014.37464.43994.50614.57314.64104.7793

55.30915.41635.52565.63715.75075.86665.98476.10516.3528

66.46846.63306.80196.97537.15337.33597.52337.71568.1152

77.66257.89838.14208.39388.65408.92289.20049.487210.089

88.89239.21429.54919.897510.26010.63711.02911.43612.300

910.15910.58311.02711.49111.97812.48813.02113.58014.776

1011.46412.00612.57813.18113.81614.48715.19315.93717.549

The present value factor for determining the present value of $6,300 to be received three years from today at 10% interest compounded semiannually is 0.7462.    

 

 

 

7.Present Value of 1 

Periods3%4%5%6%7%8%9%10%12%

30.91510.88900.86380.83960.81630.79380.77220.75130.7118

40.88850.85480.82270.79210.76290.73500.70840.68300.6355

50.86260.82190.78350.74730.71300.68060.64990.62090.5674

60.83750.79030.74620.70500.66630.63020.59630.56450.5066

70.81310.75990.71070.66510.62270.58350.54700.51320.4523

80.78940.73070.67680.62740.58200.54030.50190.46650.4039

90.76640.70260.64460.59190.54390.50020.46040.42410.3606

100.74410.67560.61390.55840.50830.46320.42240.38550.3220

Future Value of 1 

Periods3%4%5%6%7%8%9%10%12%

31.09271.12491.15761.19101.22501.25971.29501.33101.4049

41.12551.16991.21551.26251.31081.36051.41161.46411.5735

51.15931.21671.27631.33821.40261.46931.53861.61051.7623

61.19411.26531.34011.41851.50071.58691.67711.77161.9738

71.22991.31591.40711.50361.60581.71381.82801.94872.2107

81.26681.36861.47751.59381.71821.85091.99262.14362.4760

91.30481.42331.55131.68951.83851.99902.17192.35792.7731

101.34391.48021.62891.79081.96722.15892.36742.59373.1058

Present Value of an Annuity of 1 

Periods3%4%5%6%7%8%9%10%12%

32.82862.77512.72322.67302.62432.57712.53132.48692.4018

43.71713.62993.54603.46513.38723.31213.23973.16993.0373

54.57974.45184.32954.21244.10023.99273.88973.79083.6048

65.41725.24215.07574.91734.76654.62294.48594.35534.1114

76.23036.00215.78645.58245.38935.20645.03304.86844.5638

87.01976.73276.46326.20985.97135.74665.53485.33494.9676

97.78617.43537.10786.80176.51526.24695.99525.79505.3282

108.53028.11097.72177.36017.02366.71016.41776.14465.6502

Future Value of an Annuity of 1 

Periods3%4%5%6%7%8%9%10%12%

33.09093.12163.15253.18363.21493.24643.27813.31003.3744

44.18364.24654.31014.37464.43994.50614.57314.64104.7793

55.30915.41635.52565.63715.75075.86665.98476.10516.3528

66.46846.63306.80196.97537.15337.33597.52337.71568.1152

77.66257.89838.14208.39388.65408.92289.20049.487210.089

88.89239.21429.54919.897510.26010.63711.02911.43612.300

910.15910.58311.02711.49111.97812.48813.02113.58014.776

1011.46412.00612.57813.18113.81614.48715.19315.93717.549

The present value of 1 formula is often useful when a borrowed asset must be repaid in full at a later date and the borrower wants to know the worth of the asset at the future date.    

 

 

 

8.Present Value of 1 

Periods3%4%5%6%7%8%9%10%12%

30.91510.88900.86380.83960.81630.79380.77220.75130.7118

40.88850.85480.82270.79210.76290.73500.70840.68300.6355

50.86260.82190.78350.74730.71300.68060.64990.62090.5674

60.83750.79030.74620.70500.66630.63020.59630.56450.5066

70.81310.75990.71070.66510.62270.58350.54700.51320.4523

80.78940.73070.67680.62740.58200.54030.50190.46650.4039

90.76640.70260.64460.59190.54390.50020.46040.42410.3606

100.74410.67560.61390.55840.50830.46320.42240.38550.3220

Future Value of 1 

Periods3%4%5%6%7%8%9%10%12%

31.09271.12491.15761.19101.22501.25971.29501.33101.4049

41.12551.16991.21551.26251.31081.36051.41161.46411.5735

51.15931.21671.27631.33821.40261.46931.53861.61051.7623

61.19411.26531.34011.41851.50071.58691.67711.77161.9738

71.22991.31591.40711.50361.60581.71381.82801.94872.2107

81.26681.36861.47751.59381.71821.85091.99262.14362.4760

91.30481.42331.55131.68951.83851.99902.17192.35792.7731

101.34391.48021.62891.79081.96722.15892.36742.59373.1058

Present Value of an Annuity of 1 

Periods3%4%5%6%7%8%9%10%12%

32.82862.77512.72322.67302.62432.57712.53132.48692.4018

43.71713.62993.54603.46513.38723.31213.23973.16993.0373

54.57974.45184.32954.21244.10023.99273.88973.79083.6048

65.41725.24215.07574.91734.76654.62294.48594.35534.1114

76.23036.00215.78645.58245.38935.20645.03304.86844.5638

87.01976.73276.46326.20985.97135.74665.53485.33494.9676

97.78617.43537.10786.80176.51526.24695.99525.79505.3282

108.53028.11097.72177.36017.02366.71016.41776.14465.6502

Future Value of an Annuity of 1 

Periods3%4%5%6%7%8%9%10%12%

33.09093.12163.15253.18363.21493.24643.27813.31003.3744

44.18364.24654.31014.37464.43994.50614.57314.64104.7793

55.30915.41635.52565.63715.75075.86665.98476.10516.3528

66.46846.63306.80196.97537.15337.33597.52337.71568.1152

77.66257.89838.14208.39388.65408.92289.20049.487210.089

88.89239.21429.54919.897510.26010.63711.02911.43612.300

910.15910.58311.02711.49111.97812.48813.02113.58014.776

1011.46412.00612.57813.18113.81614.48715.19315.93717.549

In a present value or future value table, the length of one time period may be interpreted as one year, one month, or any other length of time.    

 

 

 

9.Present Value of 1 

Periods3%4%5%6%7%8%9%10%12%

30.91510.88900.86380.83960.81630.79380.77220.75130.7118

40.88850.85480.82270.79210.76290.73500.70840.68300.6355

50.86260.82190.78350.74730.71300.68060.64990.62090.5674

60.83750.79030.74620.70500.66630.63020.59630.56450.5066

70.81310.75990.71070.66510.62270.58350.54700.51320.4523

80.78940.73070.67680.62740.58200.54030.50190.46650.4039

90.76640.70260.64460.59190.54390.50020.46040.42410.3606

100.74410.67560.61390.55840.50830.46320.42240.38550.3220

Future Value of 1 

Periods3%4%5%6%7%8%9%10%12%

31.09271.12491.15761.19101.22501.25971.29501.33101.4049

41.12551.16991.21551.26251.31081.36051.41161.46411.5735

51.15931.21671.27631.33821.40261.46931.53861.61051.7623

61.19411.26531.34011.41851.50071.58691.67711.77161.9738

71.22991.31591.40711.50361.60581.71381.82801.94872.2107

81.26681.36861.47751.59381.71821.85091.99262.14362.4760

91.30481.42331.55131.68951.83851.99902.17192.35792.7731

101.34391.48021.62891.79081.96722.15892.36742.59373.1058

Present Value of an Annuity of 1 

Periods3%4%5%6%7%8%9%10%12%

32.82862.77512.72322.67302.62432.57712.53132.48692.4018

43.71713.62993.54603.46513.38723.31213.23973.16993.0373

54.57974.45184.32954.21244.10023.99273.88973.79083.6048

65.41725.24215.07574.91734.76654.62294.48594.35534.1114

76.23036.00215.78645.58245.38935.20645.03304.86844.5638

87.01976.73276.46326.20985.97135.74665.53485.33494.9676

97.78617.43537.10786.80176.51526.24695.99525.79505.3282

108.53028.11097.72177.36017.02366.71016.41776.14465.6502

Future Value of an Annuity of 1 

Periods3%4%5%6%7%8%9%10%12%

33.09093.12163.15253.18363.21493.24643.27813.31003.3744

44.18364.24654.31014.37464.43994.50614.57314.64104.7793

55.30915.41635.52565.63715.75075.86665.98476.10516.3528

66.46846.63306.80196.97537.15337.33597.52337.71568.1152

77.66257.89838.14208.39388.65408.92289.20049.487210.089

88.89239.21429.54919.897510.26010.63711.02911.43612.300

910.15910.58311.02711.49111.97812.48813.02113.58014.776

1011.46412.00612.57813.18113.81614.48715.19315.93717.549

The present value of $2,000 to be received nine years from today at 8% interest compounded annually is $1,000.    

Present Value = Future Value * Interest Factor for 9 years @8%Present Value = $2,000 * 0.5002 = $1,000

 

 

 

10.Present Value of 1 

Periods3%4%5%6%7%8%9%10%12%

30.91510.88900.86380.83960.81630.79380.77220.75130.7118

40.88850.85480.82270.79210.76290.73500.70840.68300.6355

50.86260.82190.78350.74730.71300.68060.64990.62090.5674

60.83750.79030.74620.70500.66630.63020.59630.56450.5066

70.81310.75990.71070.66510.62270.58350.54700.51320.4523

80.78940.73070.67680.62740.58200.54030.50190.46650.4039

90.76640.70260.64460.59190.54390.50020.46040.42410.3606

100.74410.67560.61390.55840.50830.46320.42240.38550.3220

Future Value of 1 

Periods3%4%5%6%7%8%9%10%12%

31.09271.12491.15761.19101.22501.25971.29501.33101.4049

41.12551.16991.21551.26251.31081.36051.41161.46411.5735

51.15931.21671.27631.33821.40261.46931.53861.61051.7623

61.19411.26531.34011.41851.50071.58691.67711.77161.9738

71.22991.31591.40711.50361.60581.71381.82801.94872.2107

81.26681.36861.47751.59381.71821.85091.99262.14362.4760

91.30481.42331.55131.68951.83851.99902.17192.35792.7731

101.34391.48021.62891.79081.96722.15892.36742.59373.1058

Present Value of an Annuity of 1 

Periods3%4%5%6%7%8%9%10%12%

32.82862.77512.72322.67302.62432.57712.53132.48692.4018

43.71713.62993.54603.46513.38723.31213.23973.16993.0373

54.57974.45184.32954.21244.10023.99273.88973.79083.6048

65.41725.24215.07574.91734.76654.62294.48594.35534.1114

76.23036.00215.78645.58245.38935.20645.03304.86844.5638

87.01976.73276.46326.20985.97135.74665.53485.33494.9676

97.78617.43537.10786.80176.51526.24695.99525.79505.3282

108.53028.11097.72177.36017.02366.71016.41776.14465.6502

Future Value of an Annuity of 1 

Periods3%4%5%6%7%8%9%10%12%

33.09093.12163.15253.18363.21493.24643.27813.31003.3744

44.18364.24654.31014.37464.43994.50614.57314.64104.7793

55.30915.41635.52565.63715.75075.86665.98476.10516.3528

66.46846.63306.80196.97537.15337.33597.52337.71568.1152

77.66257.89838.14208.39388.65408.92289.20049.487210.089

88.89239.21429.54919.897510.26010.63711.02911.43612.300

910.15910.58311.02711.49111.97812.48813.02113.58014.776

1011.46412.00612.57813.18113.81614.48715.19315.93717.549

Sandra has a savings account that has accumulated to $50,000. She started with $28,225, and earned interest at 10% compounded annually. It took her five years to accumulate the $50,000.    

PV Factor = Present Value/Future ValuePV Factor = $28,225/$50,000 = 0.56450.5645 is the present value of 1 factor, 10%, 6 periods

 

 

 

 

 

 

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July 1, 2023
    

  

  1. Who gave the Renaissance its first      candid picture of human nature with the idealism of medievalism and      humanism stripped away.

  

Machiavelli

 

Erasmas

 

Cicero

 

Raphel

3 points   

Question 2 

  1. During the 1200’s Popes would      employ a military force to combat heresy and use this judicial process to      eradicate heresy within the Western culture.

  

Inquisition

 

13th   century eradication

 

War of the 1200’s

 

Catharism 

3 points   

Question 3 

  1. Who wrote Don Quizote?

  

Bennet

 

Cervantes

 

da Vinci

 

More

3 points   

Question 4 

  1. What century was the Washington      National Cathedral built in?

  

18th

 

19th

 

20th

 

17th

3 points   

Question 5 

  1. According to the chart in your      textbook, which of these types of literature occurs last?

  

Fables and Fabliaux

 

Romances

 

Troubadours

 

Epics

3 points   

Question 6 

  1. This poem is about a warrior from      southern Sweden who sails to his uncle’s court in Denmark where he slays      the monster, Grendel.

  

Beowulf

 

Song of Roland

 

Boethius

 

Charles

3 points   

Question 7 

  1. In the 13th century who      also criticized reliance on deductive logic and metaphysical speculations      and urged scientists to adopt an inductive investigation method involving      observation and experimentation with appropriate instruments and methods,      rather than mere reasoning?

  

Dante

 

Bacon

 

Aquinas

 

Augustine

3 points   

Question 8 

  1. Michelangelo’s  statue      standing as a representation of Humanism as it’s proud self.

  

Red Virgin

 

David

 

The Captive

 

Adoration of the   Lamb

3 points   

Question 9 

  1. Perhaps the best example of the      early Gothic style of architecture is found in which city?

  

Charles

 

Paris

 

Beauvais

 

Denis

3 points   

Question 10 

  1. During this time period there was      literature for town dwellers as well as country folks. This type of      literature was satirical poems depicting ordinary people in events of      everyday life with vigorous and coarse humor while ridiculing conventional      morality.

  

Fabliaux

 

Comedy

 

Romance

 

Tympanums

3 points   

Question 11 

  1. Who wrote the Canterbury Tales in      the 14th century?

  

Charlemagne

 

Chaucer

 

Michelangelo

 

Da Vinci

3 points   

Question 12 

  1. One important feature of medieval      intellectual life was expanding interest in education, which culminated in      a distinctive new institution the ____________

  

Monasteries

 

Romanesque   Architecture

 

University

 

Gothic Architecture

3 points   

Question 13 

  1. Which word best describes the      culture that gave rise to Romanesque architecture?

  

Synthesis

 

Hierarchy

 

Instability

 

Reformational

3 points   

Question 14 

  1. Coexisting with feudalism on the      lowest level of land division was the ___________system.

  

Communism

 

Manorialism

 

Socialism

 

Democracy

3 points   

Question 15 

  1. By establishing order and stability      in his lands, Charlemagne prepared the basis for a ninth-century flowering      of cultural activity often termed the____________.

  

Pepin Dynasty

 

European Dynasty

 

Carolingian   Renaissance

 

Pope’s Renaissance

3 points   

Question 16 

  1. The Carolingians also stimulated      artistic activity. One of these was the development by painters that      involved pictures within manuscript pages called _______________.

  

Illustrated

 

Carolingian

 

Illuminations

 

Romanesque

3 points   

Question 17 

  1. Consisted a hero of the      Renaissance, who wrote Utopia. Lived from 1478-1535.

  

Erasmus

 

Botticelli

 

More

 

Machiavelli

3 points   

Question 18 

  1. According to the chart in your      Textbook. What are the years of the Renaissance?

  

1200-1500

 

1400-1600

 

1350-1600

 

1300-1756

3 points   

Question 19 

  1. Who wrote the Divine Comedy, which      delineated the options available to mankind?

  

Dante

 

Chaucer

 

Petrarch

 

Shakespeare

3 points   

Question 20 

  1. Who wished to give the church a      new choir and ambulatory, one that would be full of light—symbolic of the      presence of God, through Gothic architecture?

  

Da Vinci

 

Abbot Suger

 

Robert Louis

 

St. Michael

3 points   

Question 21 

  1. The shift from the medieval to the      modern world can be described simply as the shift from a vertical to a      horizontal model of reality.

True 

False 

2 points   

Question 22 

  1. The so-called Children’s Crusade      was the only crusade that was “successful” in any meaningful sense.

True 

False 

2 points   

Question 23 

  1. Despite the authority of the      medieval Catholic church, there was a tremendous amount of diversity      within medieval literature.

True 

False 

2 points   

Question 24 

  1. Romanesque Architecture developed      from the Gothic Architecture.

True 

False 

2 points   

Question 25 

  1. Gothic cathedrals were      considerably darker than Romanesque cathedrals, and would develop before      Romanesque cathedrals.

True 

False 

2 points   

Question 26 

  1. The Arabic Muslims had destroyed      all of the Greek writings of antiquity making it difficult for the      Crusaders to find.

True 

False 

2 points   

Question 27 

  1. The heliocentric model of the      universe was developed by Bacon.

True 

False 

2 points   

Question 28 

  1. Not many churches were built      during the 11th century because of the lack of money.

True 

False 

2 points   

Question 29 

  1. During the period between      1000–1350, the economy of Europe did not develop much because of little      technology being developed.

True 

False 

2 points   

Question 30 

  1. Religious architecture was the      primary European artistic activity.

True 

False 

default image
July 1, 2023
    

  

  1. Who gave the Renaissance its first      candid picture of human nature with the idealism of medievalism and      humanism stripped away.

  

Machiavelli

 

Erasmas

 

Cicero

 

Raphel

3 points   

Question 2 

  1. During the 1200’s Popes would      employ a military force to combat heresy and use this judicial process to      eradicate heresy within the Western culture.

  

Inquisition

 

13th   century eradication

 

War of the 1200’s

 

Catharism 

3 points   

Question 3 

  1. Who wrote Don Quizote?

  

Bennet

 

Cervantes

 

da Vinci

 

More

3 points   

Question 4 

  1. What century was the Washington      National Cathedral built in?

  

18th

 

19th

 

20th

 

17th

3 points   

Question 5 

  1. According to the chart in your      textbook, which of these types of literature occurs last?

  

Fables and Fabliaux

 

Romances

 

Troubadours

 

Epics

3 points   

Question 6 

  1. This poem is about a warrior from      southern Sweden who sails to his uncle’s court in Denmark where he slays      the monster, Grendel.

  

Beowulf

 

Song of Roland

 

Boethius

 

Charles

3 points   

Question 7 

  1. In the 13th century who      also criticized reliance on deductive logic and metaphysical speculations      and urged scientists to adopt an inductive investigation method involving      observation and experimentation with appropriate instruments and methods,      rather than mere reasoning?

  

Dante

 

Bacon

 

Aquinas

 

Augustine

3 points   

Question 8 

  1. Michelangelo’s  statue      standing as a representation of Humanism as it’s proud self.

  

Red Virgin

 

David

 

The Captive

 

Adoration of the   Lamb

3 points   

Question 9 

  1. Perhaps the best example of the      early Gothic style of architecture is found in which city?

  

Charles

 

Paris

 

Beauvais

 

Denis

3 points   

Question 10 

  1. During this time period there was      literature for town dwellers as well as country folks. This type of      literature was satirical poems depicting ordinary people in events of      everyday life with vigorous and coarse humor while ridiculing conventional      morality.

  

Fabliaux

 

Comedy

 

Romance

 

Tympanums

3 points   

Question 11 

  1. Who wrote the Canterbury Tales in      the 14th century?

  

Charlemagne

 

Chaucer

 

Michelangelo

 

Da Vinci

3 points   

Question 12 

  1. One important feature of medieval      intellectual life was expanding interest in education, which culminated in      a distinctive new institution the ____________

  

Monasteries

 

Romanesque   Architecture

 

University

 

Gothic Architecture

3 points   

Question 13 

  1. Which word best describes the      culture that gave rise to Romanesque architecture?

  

Synthesis

 

Hierarchy

 

Instability

 

Reformational

3 points   

Question 14 

  1. Coexisting with feudalism on the      lowest level of land division was the ___________system.

  

Communism

 

Manorialism

 

Socialism

 

Democracy

3 points   

Question 15 

  1. By establishing order and stability      in his lands, Charlemagne prepared the basis for a ninth-century flowering      of cultural activity often termed the____________.

  

Pepin Dynasty

 

European Dynasty

 

Carolingian   Renaissance

 

Pope’s Renaissance

3 points   

Question 16 

  1. The Carolingians also stimulated      artistic activity. One of these was the development by painters that      involved pictures within manuscript pages called _______________.

  

Illustrated

 

Carolingian

 

Illuminations

 

Romanesque

3 points   

Question 17 

  1. Consisted a hero of the      Renaissance, who wrote Utopia. Lived from 1478-1535.

  

Erasmus

 

Botticelli

 

More

 

Machiavelli

3 points   

Question 18 

  1. According to the chart in your      Textbook. What are the years of the Renaissance?

  

1200-1500

 

1400-1600

 

1350-1600

 

1300-1756

3 points   

Question 19 

  1. Who wrote the Divine Comedy, which      delineated the options available to mankind?

  

Dante

 

Chaucer

 

Petrarch

 

Shakespeare

3 points   

Question 20 

  1. Who wished to give the church a      new choir and ambulatory, one that would be full of light—symbolic of the      presence of God, through Gothic architecture?

  

Da Vinci

 

Abbot Suger

 

Robert Louis

 

St. Michael

3 points   

Question 21 

  1. The shift from the medieval to the      modern world can be described simply as the shift from a vertical to a      horizontal model of reality.

True 

False 

2 points   

Question 22 

  1. The so-called Children’s Crusade      was the only crusade that was “successful” in any meaningful sense.

True 

False 

2 points   

Question 23 

  1. Despite the authority of the      medieval Catholic church, there was a tremendous amount of diversity      within medieval literature.

True 

False 

2 points   

Question 24 

  1. Romanesque Architecture developed      from the Gothic Architecture.

True 

False 

2 points   

Question 25 

  1. Gothic cathedrals were      considerably darker than Romanesque cathedrals, and would develop before      Romanesque cathedrals.

True 

False 

2 points   

Question 26 

  1. The Arabic Muslims had destroyed      all of the Greek writings of antiquity making it difficult for the      Crusaders to find.

True 

False 

2 points   

Question 27 

  1. The heliocentric model of the      universe was developed by Bacon.

True 

False 

2 points   

Question 28 

  1. Not many churches were built      during the 11th century because of the lack of money.

True 

False 

2 points   

Question 29 

  1. During the period between      1000–1350, the economy of Europe did not develop much because of little      technology being developed.

True 

False 

2 points   

Question 30 

  1. Religious architecture was the      primary European artistic activity.

True 

False 

default image
July 1, 2023
    

  

  1. Who gave the Renaissance its first      candid picture of human nature with the idealism of medievalism and      humanism stripped away.

  

Machiavelli

 

Erasmas

 

Cicero

 

Raphel

3 points   

Question 2 

  1. During the 1200’s Popes would      employ a military force to combat heresy and use this judicial process to      eradicate heresy within the Western culture.

  

Inquisition

 

13th   century eradication

 

War of the 1200’s

 

Catharism 

3 points   

Question 3 

  1. Who wrote Don Quizote?

  

Bennet

 

Cervantes

 

da Vinci

 

More

3 points   

Question 4 

  1. What century was the Washington      National Cathedral built in?

  

18th

 

19th

 

20th

 

17th

3 points   

Question 5 

  1. According to the chart in your      textbook, which of these types of literature occurs last?

  

Fables and Fabliaux

 

Romances

 

Troubadours

 

Epics

3 points   

Question 6 

  1. This poem is about a warrior from      southern Sweden who sails to his uncle’s court in Denmark where he slays      the monster, Grendel.

  

Beowulf

 

Song of Roland

 

Boethius

 

Charles

3 points   

Question 7 

  1. In the 13th century who      also criticized reliance on deductive logic and metaphysical speculations      and urged scientists to adopt an inductive investigation method involving      observation and experimentation with appropriate instruments and methods,      rather than mere reasoning?

  

Dante

 

Bacon

 

Aquinas

 

Augustine

3 points   

Question 8 

  1. Michelangelo’s  statue      standing as a representation of Humanism as it’s proud self.

  

Red Virgin

 

David

 

The Captive

 

Adoration of the   Lamb

3 points   

Question 9 

  1. Perhaps the best example of the      early Gothic style of architecture is found in which city?

  

Charles

 

Paris

 

Beauvais

 

Denis

3 points   

Question 10 

  1. During this time period there was      literature for town dwellers as well as country folks. This type of      literature was satirical poems depicting ordinary people in events of      everyday life with vigorous and coarse humor while ridiculing conventional      morality.

  

Fabliaux

 

Comedy

 

Romance

 

Tympanums

3 points   

Question 11 

  1. Who wrote the Canterbury Tales in      the 14th century?

  

Charlemagne

 

Chaucer

 

Michelangelo

 

Da Vinci

3 points   

Question 12 

  1. One important feature of medieval      intellectual life was expanding interest in education, which culminated in      a distinctive new institution the ____________

  

Monasteries

 

Romanesque   Architecture

 

University

 

Gothic Architecture

3 points   

Question 13 

  1. Which word best describes the      culture that gave rise to Romanesque architecture?

  

Synthesis

 

Hierarchy

 

Instability

 

Reformational

3 points   

Question 14 

  1. Coexisting with feudalism on the      lowest level of land division was the ___________system.

  

Communism

 

Manorialism

 

Socialism

 

Democracy

3 points   

Question 15 

  1. By establishing order and stability      in his lands, Charlemagne prepared the basis for a ninth-century flowering      of cultural activity often termed the____________.

  

Pepin Dynasty

 

European Dynasty

 

Carolingian   Renaissance

 

Pope’s Renaissance

3 points   

Question 16 

  1. The Carolingians also stimulated      artistic activity. One of these was the development by painters that      involved pictures within manuscript pages called _______________.

  

Illustrated

 

Carolingian

 

Illuminations

 

Romanesque

3 points   

Question 17 

  1. Consisted a hero of the      Renaissance, who wrote Utopia. Lived from 1478-1535.

  

Erasmus

 

Botticelli

 

More

 

Machiavelli

3 points   

Question 18 

  1. According to the chart in your      Textbook. What are the years of the Renaissance?

  

1200-1500

 

1400-1600

 

1350-1600

 

1300-1756

3 points   

Question 19 

  1. Who wrote the Divine Comedy, which      delineated the options available to mankind?

  

Dante

 

Chaucer

 

Petrarch

 

Shakespeare

3 points   

Question 20 

  1. Who wished to give the church a      new choir and ambulatory, one that would be full of light—symbolic of the      presence of God, through Gothic architecture?

  

Da Vinci

 

Abbot Suger

 

Robert Louis

 

St. Michael

3 points   

Question 21 

  1. The shift from the medieval to the      modern world can be described simply as the shift from a vertical to a      horizontal model of reality.

True 

False 

2 points   

Question 22 

  1. The so-called Children’s Crusade      was the only crusade that was “successful” in any meaningful sense.

True 

False 

2 points   

Question 23 

  1. Despite the authority of the      medieval Catholic church, there was a tremendous amount of diversity      within medieval literature.

True 

False 

2 points   

Question 24 

  1. Romanesque Architecture developed      from the Gothic Architecture.

True 

False 

2 points   

Question 25 

  1. Gothic cathedrals were      considerably darker than Romanesque cathedrals, and would develop before      Romanesque cathedrals.

True 

False 

2 points   

Question 26 

  1. The Arabic Muslims had destroyed      all of the Greek writings of antiquity making it difficult for the      Crusaders to find.

True 

False 

2 points   

Question 27 

  1. The heliocentric model of the      universe was developed by Bacon.

True 

False 

2 points   

Question 28 

  1. Not many churches were built      during the 11th century because of the lack of money.

True 

False 

2 points   

Question 29 

  1. During the period between      1000–1350, the economy of Europe did not develop much because of little      technology being developed.

True 

False 

2 points   

Question 30 

  1. Religious architecture was the      primary European artistic activity.

True 

False 

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