Question : 74) The provision of the Patient Protection and Affordable Care : 1387595

 

 

74) The provision of the Patient Protection and Affordable Care Act (ACA) which states that, with limited exceptions, every resident of the United States must have health insurance that meets certain basic requirements is the ________ provision.

A) employer mandate

B) state health exchanges

C) individual mandate

D) regulation of health insurance

 

 

75) Which of the following is not part of the “state health exchanges” provision of the Patient Protection and Affordable Care Act (ACA)?

A) Each state is required to establish an Affordable Insurance Exchange by 2014.

B) Small businesses with fewer than 50 employees will be exempt from being required to participate in the program.

C) Low-income individuals will be eligible for tax credits to offset the costs of buying health insurance.

D) Health insurance policies that meet certain specified requirements will be offered by state-run agencies, by non-profit firms, or by the federal government.

 

76) The provision of the Patient Protection and Affordable Care Act (ACA) which states that every firm with more than 200 full-time employees must offer health insurance to its employees and must automatically enroll them in the plan is the ________ provision.

A) employer mandate

B) state health exchanges

C) individual mandate

D) regulation of health insurance

 

 

77) Which of the following is not part of the “regulation of health insurance” provision of the Patient Protection and Affordable Care Act (ACA)?

A) Individuals with pre-existing medical conditions will be able to acquire health insurance.

B) All policies must provide coverage for dependent children up to age 26.

C) Lifetime dollar maximums on coverage will be prohibited.

D) Limits on the size of deductibles and on waiting periods before coverage takes effect will be eliminated.

 

 

78) The provision of the Patient Protection and Affordable Care Act (ACA) Insurance companies are required to participate in a high-risk pool that will insure individuals with pre-existing medical conditions who have been unable to buy health insurance for at least six months is the ________ provision.

A) employer mandate

B) state health exchanges

C) individual mandate

D) regulation of health insurance

 

79) Which of the following is not part of the “taxes” provision of the Patient Protection and Affordable Care Act (ACA)?

A) Pharmaceutical firms and health insurance firms will pay new taxes.

B) Investors earning more than $200,000 will pay a new tax on their investment income.

C) Beginning in 2018, all taxes on employer-provided health insurance plans will be reduced or eliminated.

D) Workers earning more than $200,000 will have their share of the Medicare payroll tax increase.

 

 

80) The Congressional Budget Office estimates that the Patient Protection and Affordable Care Act (ACA) will increase government spending

A) by just under $1 trillion over 10 years.

B) by more than the additional taxes and fees enacted under the law will bring in.

C) by less than $50 billion over the next decade.

D) by more than $20 trillion dollars over the next 5 years.

 

 

81) The Patient Protection and Affordable Care Act (ACA) is scheduled ________, at which point more than 30 million additional individuals are expected to have health care coverage.

A) to be phased in over the next 20 years

B) to be fully implemented by 2019

C) to be phased out by 2015

D) to be completely in place by 2012

 

82) Some economists and policymakers who are in favor of government-provided health care believe that providing health care will

A) generate additional moral hazard.

B) create negative externalities.

C) reduce asymmetric information.

D) generate more adverse selection.

 

 

83) Economists who support market-based reforms for health care believe that increased competition among providers of health care would

A) decrease costs but decrease economic efficiency.

B) decrease costs and increase economic efficiency.

C) increase costs but increase economic efficiency.

D) increase costs and decrease economic efficiency.

 

 

 

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