External link to Question : 61) Caroline has saved $100,000 for her retirement. She earned : 1240923

Question : 61) Caroline has saved $100,000 for her retirement. She earned : 1240923

    61) Caroline has saved $100,000 for her retirement. She earned 4 percent interest on that money during the year 2013. If the inflation rate was 1 percent in 2013, what was Caroline’s real interest rate? A) $4,000 B) 4 percent C) 3 percent D) 1 percent E) 5 percent 62) If the real interest rate is 5 percent when the inflation rate is […]

External link to Question : 10.2   The Loanable Funds Market 1) One type of demander in : 1240434

Question : 10.2   The Loanable Funds Market 1) One type of demander in : 1240434

  10.2   The Loanable Funds Market   1) One type of demander in the loanable funds market A) wants funds to purchase financial capital. B) wants funds to purchase physical capital. C) lends funds to purchase financial capital. D) lends funds to purchase physical capital. E) wants physical capital in order to purchase financial capital. 2) The demand for loanable funds includes demand for i.loans. […]

External link to Question : 51) The shift of the short-run Phillips curve in the : 1227972

Question : 51) The shift of the short-run Phillips curve in the : 1227972

    51) The shift of the short-run Phillips curve in the figure above is the result of A) an increase in the natural unemployment rate. B) a decrease in the natural unemployment rate. C) an increase in the expected inflation rate. D) a decrease in the expected inflation rate. E) a decrease in the actual inflation rate.   52) The short-run Phillips curve shifts […]

External link to Question : 61) The natural unemployment rate the unemployment rate that exists : 1240890

Question : 61) The natural unemployment rate the unemployment rate that exists : 1240890

    61) The natural unemployment rate is the unemployment rate that exists when there is no A) structural unemployment. B) frictional unemployment. C) cyclical unemployment. D) cyclical or structural unemployment. E) unnecessary unemployment.   62) Natural unemployment equals the sum of A) cyclical and frictional unemployment. B) cyclical, business, and structural unemployment. C) frictional and structural unemployment. D) business and cyclical unemployment. E) cyclical […]

External link to Question : 61.Tamiknowsthatpeopleinherfamilydieyoung,andsoshebuyslifeinsurance.Prestonknowsheisarecklessdriverandsoheappliesforautomobileinsurance. a.Thesearebothexamplesofadverseselection. b.Thesear : 1261864

Question : 61.Tamiknowsthatpeopleinherfamilydieyoung,andsoshebuyslifeinsurance.Prestonknowsheisarecklessdriverandsoheappliesforautomobileinsurance. a.Thesearebothexamplesofadverseselection. b.Thesear : 1261864

  61.Tamiknowsthatpeopleinherfamilydieyoung,andsoshebuyslifeinsurance.Prestonknowsheisarecklessdriverandsoheappliesforautomobileinsurance. a.Thesearebothexamplesofadverseselection. b.Thesearebothexamplesofmoralhazard. c.Thefirstexampleillustratesadverseselection,andthesecondillustratesmoralhazard. d.Thefirstexampleillustratesmoralhazard,andthesecondillustratesadverseselection. 62.Abbybuyshealthinsurancebecausesheknowsthatshehashealthrisksthatwouldn’tbeobvioustoaninsurancecompany.Bradbuyshomeownersinsuranceandthenislesscarefultomakesurehe’sputouthiscigarettes.TheexamplewithAbby a.andtheexamplewithBradillustrateadverseselection. b.andtheexamplewithBradillustratemoralhazard. c.illustratesadverseselection;theexamplewithBradillustratesmoralhazard. d.illustratesmoralhazard;theexamplewithBradillustratesadverseselection. 63.Whichofthefollowingisadverseselection? a.theriskassociatedwithselectingstocksinonlyafewspecificcompanies b.theriskthatapersonwillbecomeoverconfidentinhisabilitytoselectstocks c.ahigh-riskpersonbeingmorelikelytoapplyforinsurance d.afterobtaininginsuranceapersonhavinglessincentivetobecareful 64.Whichofthefollowingbestillustratesmoralhazard? a.Afterapersonobtainslifeinsurance,shetakesupskydiving. b.Apersonobtainsinsuranceknowingheisinpoorhealth. c.Apersonholdsstockonlyinveryriskycorporations. d.Apersonholdsstocksfromonlyafewcorporations. 65.Whenyourentacar,youmighttreatitwithlesscarethanyouwouldifitwereyourown.Thisisanexampleof a.marketrisk. b.moralhazard. c.adverseselection. d.riskaversion. 66.Financialintermediariestypicallyrequiremortgageborrowerstohavehomeowner’sinsuranceanddocreditchecksbeforemakingtheloan. a.Theinsurancerequirementandthecreditcheckarebothdesignedprimarilytoreduceadverseselection. b.Theinsurancerequirementandthecreditcheckarebothdesignedprimarilytoreducetheriskofmoralhazard. c.Theinsurancerequirementisdesignedprimarilytoreduceadverseselection;thecreditcheckisdesignedprimarilytoreducetheriskofmoralhazard. d.Theinsurancerequirementisdesignedprimarilytoreducetheriskofmoralhazard;thecreditcheckisdesignedprimarilytoreduceadverseselection. 67.Youmaybeunwillingtobuyausedcarbecauseyoususpectthelastownerfoundoutthecarwasalemon.Youmaytreatacaryourentedwithalittlelesscarethanyouwoulduseonyourowncar. a.Bothexamplesprimarilyillustrateadverseselection. b.Bothexamplesprimarilyillustratemoralhazard. c.Thefirstexampleprimarilyillustratesadverseselection;thesecondprimarilyillustratesmoralhazard. d.Thefirstexampleprimarilyillustratesmoralhazard;thesecondprimarilyillustratesadverseselection. 68.Overthepasttwocenturies,theaverageannualratesofreturnwereabout a.5percentforstocksandabout1.5percentforshort-termgovernmentbonds. b.6percentforstocksandabout2.5percentforshort-termgovernmentbonds. c.8percentforstocksandabout3percentforshort-termgovernmentbonds. d.Noneoftheaboveiscorrect. 69.Risk-aversepeoplewillchoosedifferentassetportfoliosthanpeoplewhoarenotriskaverse.Overalongperiodoftime,wewouldexpectthat a.everyrisk-aversepersonwillearnahigherrateofreturnthaneverynon-risk-averseperson. b.everyrisk-aversepersonwillearnalowerrateofreturnthaneverynon-risk-averseperson. c.theaveragerisk-aversepersonwillearnahigherrateofreturnthantheaveragenon-risk-averseperson. d.theaveragerisk-aversepersonwillearnalowerrateofreturnthantheaveragenon-risk-averseperson. 70.Whichofthefollowingisnotcorrect? a.Thehigheraveragereturnonstocksthanonbondscomesatthepriceofhigherrisk. b.Risk-aversepersonswilltaketherisksinvolvedinholdingstocksiftheaveragereturnishighenoughtocompensatefortherisk. c.Insurancemarketsreducerisk,butnotbydiversification. d.Riskcanbereducedbyplacingalargenumberofsmallbets,ratherthanasmallnumberoflargebets.    

External link to Question : 31. If sales revenue stays the same but the contribution margin : 1295595

Question : 31. If sales revenue stays the same but the contribution margin : 1295595

    31. If sales revenue stays the same but the contribution margin ratio decreases, then: A. net income will increase.B. fixed costs will decrease.C. net income will decrease.D. fixed costs will increase.   32. Which of the following statements is true when making decisions using cost-volume-profit (CVP) analysis? A. As long as the contribution margin is a positive number, net income will be positive.B. As long as variable costs are more than fixed costs, […]

External link to Question : 1) You the HRM manager in a company with a : 1346208

Question : 1) You the HRM manager in a company with a : 1346208

  1) You are the HRM manager in a company with a highly diverse workforce. Over lunch you are explaining to a Caucasian, middle-class, line manager that she needs to use different training techniques with her Hispanic employees than with her Asian employees because of the difference in their cognitive structures. By “cognitive structures,” you mean: A) personality traits. B) perceptions of the world. C) […]

External link to Question : 1. The Dyson Foundation and Jeremy Fry Memorial Scholarship identifies : 1265405

Question : 1. The Dyson Foundation and Jeremy Fry Memorial Scholarship identifies : 1265405

  1. The Dyson Foundation and Jeremy Fry Memorial Scholarship identifies potential and deserving students and Dyson mentors such students in their areas of interest. In the career stage model, Dyson is most likely to become a mentor in the           . a. withdrawal stage b. maintenance stage c. establishment stage d. advancement stage 2. Career management includes all of the following except: a. setting […]

External link to Question : 41) Which of the following used to argue that the : 1388010

Question : 41) Which of the following used to argue that the : 1388010

    41) Which of the following is used to argue that the self-interest of public policymakers will often lead to actions that are inconsistent with the preferences of the voters they represent? A) the voting paradox B) the median voter theorem C) rent seeking D) transitivity of voters’ preferences     42) Some individuals seek to use government action to make themselves better off […]

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