Overview To prepare for your report in Project Two, you must calculate the financial ratios needed to determine your chosen business’s current financial health. Once you’ve calculated these ratios, you will use the results to analyze the business’s current financial position. This will help you make decisions about how to improve or maintain their financial health. Pay close attention to working capital management. If liquidity […]
HIS206.W3A1.04.2023 Description: Total Possible Score: 12.00 Identifies a Group That Will be Examined in the Final Paper Total: 0.50 Distinguished – Identifies a group that will be examined in the Final Paper. Proficient – N/A Basic – N/A Below Expectations – N/A Non-Performance – Does not identify a group that will be examined in the Final Paper. Describes Four Specific Events Related to the Selected […]
PRtrBLEM DEFINITItrN: JUMF-STARTINE THE RESEARf,H FRNf,ESS After studying this chapter, you shoutd be abte to 1. trxpl&;n why proper “ptetliern definiti$n” i5 essential to Lisei’ul firarheting fesear{h z. l(now how t0 rec{rgni;e probte!’ns 3. T.;rns{ate rnanagerial decision Jtatements into .ele’Jant reseerch objectives 4. Traxrstate reseafeh otljettiv€s inlo research questions and/ot rcsearch 5″ Ou{iine the com,laneflts of a relieafch ploposa{ 6, C4lngtl l-rct dulnmy tahies as […]
ou are assigned as the project manager for S-Com new project venture. They are a rapidly growing IT consulting company looking to expand globally. S-Com was awarded the project bid from Havana Music to develop a website to sell and stream music media products and services in all music genres globally. This site will be an all-inclusive point of purchase for the “musical environment.” Products and services […]
Mass-Casualty Incident Management: Clinical Issues In Week 3 we examine logistical, organizational, and communication issues in the clinical management of Mass Casualty Incidents. When we think of clinical issues, we must start at the event site and work our way to recovery. To do this, we will have a network of paths that will work independently and interdependently to recover patients, scene, community, and disaster […]
IHS 3020 Survey of Human Disease – Final Information & Rubric Please read through this rubric and complete your Final as a Word document or PDF. You will need to upload the two separate documents to Bb via the link which can be found in the “Modules” area. Be sure the check the due date which is clearly defined in your syllabus. The purpose of […]
Post a response to your Blog in which you describe at least two of the most important needs/challenges/issues in your community or organization. Why are these needs/challenges/issues important? Be specific. Then, recommend at least two practice changes or interventions you would suggest to address these needs/challenges/issues in your community or organization. Be sure to align your role as the DNP-prepared nurse to the competencies identified […]
ANALYZING A FICTIONAL CHARACTER’S PERSONALITY During this module you have examined eight personality theoretical perspective and some of their corresponding theories. Additionally, you have examined cultural considerations to consider when analyzing a subject. In this Discussion, you practice analyzing a subject from the perspective of personality theory and consider cultural considerations as part of the analysis. (Note: Your fictional character analysis is for the purposes of […]
This observation task is an opportunity to demonstrate your ability to apply Child Development concepts and terminology. It is not intended to be an assessment of the child’s abilities or behavior. Here are two youtube clips. One is a mobile infant at home, and the other is an older toddler in a child care center.The target child in the second one is the little guy […]
APa referencing Instructions: Find someone from a culture different from your own to interview (preferably someone outside your immediate and known peer group). Try to choose someone you think will have different attitudes, opinions, and experiences than you have. Choose some questions from the list that follows, or develop some of your own. Before you interview the person, answer the questions for yourself. For each […]
Question 1
In a __________ arrangement, the planner is compensated for every financial product sold but does not receive any payment for developing a personal financial plan.
fee plus commission
fee offset by commission
commission only
fee only
Question 2
Which of the following in NOT one of the recommended SMART guidelines for personal financial goals?
Specific
Realistic
Attainable
Manageable
Question 3
A comprehensive financial plan includes three steps: establishing a firm foundation, securing basic needs, and
building and protecting wealth.
setting long-term goals.
monitoring progress.
setting short-term goals.
Question 4
You are considering adding a wood shop to your home. You enjoy woodworking and could make items for sale. In considering this addition, you only look at the extra cost of the shop and the potential benefits of having the shop. This is an example of
opportunity cost decision-making.
marginal reasoning.
reasonable assumptions.
sensitivity analysis.
Question 5
The Federal Reserve often _______________ the _______________ rate to stimulate the economy.
raises; fed funds
raises; prime
lowers; fed funds
lowers; prime
Question 6
Which of the following has passed a comprehensive examination covering all the topic areas considered necessary in the practice of financial planning and has at least three years of work experience in the field?
Accredited Financial Planner (AFC)
Certified Financial Planner (CFP®)
Chartered Financial Consultant (ChFC)
Certified Public Accountant (CPA)
Question 7
When inflation, as measured by the change in the consumer price index (CPI), is high,
the value of the dollar is high.
you will earn less on your investments.
you can buy goods and services cheaper.
the prices of goods and services are likely to increase.
Question 8
You have estimated that if your investments earn 10 percent per year, you can retire at age 65. If you re-estimate your retirement date assuming a lower investment return, you are using
marginal reasoning.
future value.
opportunity cost.
sensitivity analysis
Question 9
Your salary has increased 50 percent in five years. What is the annual percentage increase? Round your answer to one decimal place.
11.2%
8.7%
8.5%
10%
Question 10
You decide to take a part-time job to help with your college expenses. The hours available for study are thus reduced. The reduction in study hours would be your:
direct cost.
variable cost.
fixed cost.
opportunity cost.
Question 11
Which of the following describes a Certified Financial Planner (CFP®)?
A CFP® majored in financial planning in college.
A CFP® has worked in the banking industry.
A CFP® has at least five years of experience.
A CFP® has passed a rigorous exam.
Question 12
In deciding whether to go to graduate school, evaluating the benefit based on the potential change in your earnings is an example of
opportunity cost.
sensitivity analysis.
future value.
marginal reasoning
Question 13
For a person in their 20s the goal to save for retirement is considered a(n)
long-term goal.
unrealistic goal.
intermediate-term goal.
short-term goal.
Question 14
You want to know how much $10,000 invested today is going to be worth 10 years from now. Which type of time value of money calculation should be used to solve this problem?
present value of a lump sum
future value of a lump sum
present value of an annuity
future value of an annuity
Question 15
You are considering two amortized loans with the same interest rate and the same initial amount borrowed. If the number of months to repay Loan X is greater than the number of months to repay Loan Y, the monthly payment on Loan X will be _____ than the payment on Loan Y.
higher
lower
Question 16
In order to determine how much you would need to save yearly in order to finance your child’s college education in 10 years, you would use
future value of an annuity.
present value.
present value of an annuity.
future value.
Question 17
Which of the following best defines market value?
The price that was paid for the asset.
The price that an asset could be sold for today.
The purchase price of an asset minus depreciation.
The purchase price of an asset plus depreciation.
Question 18
An annuity due is a type of annuity in which each payment is made or received at
the beginning of a period.
the ending of a period.
any time.
predetermined intervals within a period.
Question 19
A financial statement used to evaluate the relationship between your income and expenditures is known as a
personal cash flow statement.
personal balance sheet.
cost-benefit statement.
liquidity statement.
Question 20
Fixed expenses are
the same dollar amount in each payment period.
more common than variable expenses.
different dollar amounts each month.
the same percentage of a person’s income each month.
Question 21
You can afford to make monthly payments of a certain amount for three years, and you want to know how much you can borrow based on this payment amount. Which type of time value of money calculation should be used to solve this problem?
future value of a lump sum
present value of an annuity
present value of a lump sum
future value of an annuity
Question 22
Which financial ratio do lenders use to evaluate whether a loan applicant makes enough money to pay the monthly mortgage payments?
mortgage debt service ratio
debt ratio
debt payment ratio
savings ratio
Question 23
Which of the following is true regarding future value?
the longer the term, the lower the future value
the lower the interest rate, the lower the future value
the higher the interest rate, the lower the future value
the shorter the term, the higher the future value
Question 24
When recording inflows and outflows of cash for the cash flow statement, it is important
to track inflows more than outflows.
to record assets at their market value.
to monitor your spending for at least two years to get an accurate picture.
not to alter your normal spending behavior.
Question 25
You plan to invest $2,000 every year (end-of-year payments) from now until you retire in 30 years. If you can earn 7% annually on your invested funds, how much will you have when you retire?
$25,081
$204,146
$15,225
$188,922
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