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External link to Question : 41.Which of the following DOES NOT belong? A)empty chair technique B)systematic desensitization C)modeling D)gradual : 1231148
Psychology

Question : 41.Which of the following DOES NOT belong? A)empty chair technique B)systematic desensitization C)modeling D)gradual : 1231148

  41.Which of the following DOES NOT belong? A)empty chair technique B)systematic desensitization C)modeling D)gradual exposure E)aversive conditioning 42.Regarding behavioral therapy, which of the following statements is FALSE? A)Aversive conditioning uses principles of operant conditioning to help people extinguish undesirable behaviors. B)Gradual exposure can help people overcome specific phobias, social phobias, and posttraumatic stress disorder. C)Behavior therapy is also referred to as behavior modification. D)In […]

External link to Question : 101. Which of the following statements about intellectual disability FALSE? A. In many : 1176111
Psychology

Question : 101. Which of the following statements about intellectual disability FALSE? A. In many : 1176111

    101. Which of the following statements about intellectual disability is FALSE? A. In many cases, the cause of mental retardation is not known. B. One must have an IQ of about 70 or below to be classified as retarded. C. Most mentally retarded children benefit from elementary education. D. More girls than boys are mentally retarded.       102. Disorders that interfere […]

External link to Question : 61. According to the Bem Sex-Role Inventory, which of the : 1254792
Psychology

Question : 61. According to the Bem Sex-Role Inventory, which of the : 1254792

  61. According to the Bem Sex-Role Inventory, which of the following can be described as a feminine item? a. Dominant b. Aggressive c. Forceful d. Understanding 62. Cassandra is assertive and nurturant. She could be described as _____. a. feminine b. masculine c. aggressive d. androgynous 63. According to Sandra Bem, which of the following is correct? a. Androgynous individuals are more mentally healthy […]

External link to Question : 51. Identify the correct statement regarding conformity. A. Conformity considerably higher when people : 1252814
Psychology

Question : 51. Identify the correct statement regarding conformity. A. Conformity considerably higher when people : 1252814

  51. Identify the correct statement regarding conformity.  A. Conformity is considerably higher when people must respond privately. B. The higher a person’s status in the group, the greater groups’ power over that person’s behavior. C. People without a clear answer are more susceptible to conformity. D. Conformity does not arise from subtle social pressure. 52. Which of the following is true of the findings made by Asch on conformity?  A. The […]

External link to Question : 91. During her talk, Dr. Ravenscroft discusses her research learning and : 1201943
Psychology

Question : 91. During her talk, Dr. Ravenscroft discusses her research learning and : 1201943

    91. During her talk, Dr. Ravenscroft discusses her research on learning and how the brain creates associations and connections. Most likely, Dr. Ravenscroft has found that association networks can be explained by all of the following except  A. parallel-distributed processing. B. opponent-process theory. C. connectionist models. D. distributed memory and knowledge. 92. Neural network models predict that the weaker the connection between two items, the _____ in connection strength […]

External link to Question : 11. The process of translating the physical properties of a stimulus : 1201919
Psychology

Question : 11. The process of translating the physical properties of a stimulus : 1201919

    11. The process of translating the physical properties of a stimulus into a pattern of neural activity that allows us to identify those properties is known as  A. encoding. B. reception. C. perception. D. transduction. 12. A psychologist conducts an experiment in which he presents tones to participants at various levels of intensity (that is, soft, moderate, and loud). The point at which the tone can be detected 50 […]

External link to Question : 51) The first step in peg-type mnemonics to A) associate new : 1184220
Psychology

Question : 51) The first step in peg-type mnemonics to A) associate new : 1184220

    51) The first step in peg-type mnemonics is to A) associate new material with a familiar place or location. B) memorize a random list of places, words, or facts. C) organize the new material into meaningful patterns. D) visualize each element of the new material.     52) Dr. Beach used to be a typical ‘absent minded professor.’ However, she found that she […]

External link to Question : 61. The levels-of-processing approach: A. assumes that the longer material in working memory : 1252905
Psychology

Question : 61. The levels-of-processing approach: A. assumes that the longer material in working memory : 1252905

  61. The levels-of-processing approach:  A. assumes that the longer material is in working memory the more deep will be its memory traces. B. is primarily concerned with a type of memory called “procedural.” C. suggests that thinking about material leads to better memory than does maintenance rehearsal. D. holds that meaningless material produces greater depth of processing than does material that can easily be fitted into meaningful contexts. 62. Which […]

External link to Question : 11. Which of the following subfields of psychology CORRECTLY matched with : 1252714
Psychology

Question : 11. Which of the following subfields of psychology CORRECTLY matched with : 1252714

  11. Which of the following subfields of psychology is CORRECTLY matched with a sample topic?  A. Behavioral neuroscience: the influence of chronic stress on physical health B. Developmental psychology: the effectiveness of drug therapy for obsessive-compulsive disorder C. Cognitive psychology: the influence of on event on people’s thinking D. Health psychology: the role that frustration plays in producing aggression 12. How are cognitive and experimental psychology related?  A. They are the […]

External link to Question : 11. Your friend puts 11 numbers into a hat without showing : 1201773
Psychology

Question : 11. Your friend puts 11 numbers into a hat without showing : 1201773

    11. Your friend puts 11 numbers into a hat without showing you what those numbers are. He tells you he will give you $10 if you can guess the exact number that he will randomly pick out of the hat. He says that the mean of the numbers is 5, the median is 6, and the mode is 8. What would your best guess […]

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July 1, 2023
    

 

71. The carrying value of a long-term note payable: 

A. Is computed as the future value of all remaining future payments, using the market rate of interest.

B. Is the face value of the long-term note less the total of all future interest payments.

C. Is computed as the present value of all remaining future payments, discounted using the market rate of interest at the time of issuance.

D. Is computed as the present value of all remaining interest payments, discounted using the note's rate of interest.

E. Decreases each time period the discount on the note is amortized.

72. The carrying value of bonds at maturity is always equal to: 

A. the amount of cash originally received in exchange for the bonds.

B. the par value that the issuer pays the holder.

C. the amount of discount or premium.

D. the amount of cash originally received in exchange for the bonds plus any unamortized discount or less any premium.

E. $0.

73. A company must repay the bank a single payment of $10,000 cash in 3 years for a loan it entered into. The loan is at 8% interest compounded annually. The present value factor for 3 years at 8% is 0.7938. The present value of the loan is: 

A. $10,000.

B. $12,400.

C. $7,938.

D. $9,200.

E. $7,600.

74. A company borrowed cash from the bank by signing a 5-year, 8% installment note. The present value of an annuity at 8% for 5 years is 3.9927. Each annuity payment equals $75,137.13. The present value of the note is: 

A. $75,137.13.

B. $94,013.13.

C. $300,000.00.

D. $375,137.13.

E. $197,810.00.

75. A company borrowed $50,000 cash from the bank and signed a 6-year note at 7%. The present value of an annuity for 6 years at 7% is 4.7665. The annual annuity payments equal: 

A. $10,489.88.

B. $11,004.88.

C. $50,000.00.

D. $52,450.00.

E. $238,325.00.

76. A company purchased equipment and signed a 7-year installment loan at 9% annual interest. The annual payments equal $9,000. The present value of an annuity for 7 years at 9% is 5.0330. The present value of the loan is: 

A. $9,000.

B. $5,033.

C. $63,000.

D. $57,330.

E. $45,297.

77. A pension plan 

A. Is a contractual agreement between an employer and its employees in which the employer provides benefits to employees after they retire.

B. Can be underfunded if the accumulated benefit obligation is more than the plan assets.

C. Can include a plan administrator who receives payments from the employer, invests them in pension assets, and makes benefit payments to pension recipients.

D. Can be a defined benefit plan in which future benefits are set, but the employer's contributions vary depending on assumptions about future pension assets and liabilities.

E. All of these.

78. All of the following statements regarding leases are True except: 

A. For a capital lease the lessee records the leased item as its own asset.

B. For a capital lease the lessee depreciates the asset acquired under the lease, but for an operating lease the lessee does not.

C. Capital leases create a long-term liability on the balance sheet, but operating leases do not.

D. Capital leases do not transfer ownership of the asset under the lease, but operating leases often do.

E. For an operating lease the lessee reports the lease payments as rental expense.

79. An advantage of bond financing is: 

A. Bonds do not affect owners' control.

B. Interest on bonds is tax deductible.

C. Bonds can increase return on equity.

D. It allows firms to trade on the equity.

E. All of these.

80. A disadvantage of bonds is: 

A. Bonds require payment of periodic interest.

B. Bonds require payment of par value at maturity.

C. Bonds can decrease return on equity.

D. Bond payments can be burdensome when income and cash flow are low.

E. All of these.

 

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July 1, 2023
    

 

71. The carrying value of a long-term note payable: 

A. Is computed as the future value of all remaining future payments, using the market rate of interest.

B. Is the face value of the long-term note less the total of all future interest payments.

C. Is computed as the present value of all remaining future payments, discounted using the market rate of interest at the time of issuance.

D. Is computed as the present value of all remaining interest payments, discounted using the note's rate of interest.

E. Decreases each time period the discount on the note is amortized.

72. The carrying value of bonds at maturity is always equal to: 

A. the amount of cash originally received in exchange for the bonds.

B. the par value that the issuer pays the holder.

C. the amount of discount or premium.

D. the amount of cash originally received in exchange for the bonds plus any unamortized discount or less any premium.

E. $0.

73. A company must repay the bank a single payment of $10,000 cash in 3 years for a loan it entered into. The loan is at 8% interest compounded annually. The present value factor for 3 years at 8% is 0.7938. The present value of the loan is: 

A. $10,000.

B. $12,400.

C. $7,938.

D. $9,200.

E. $7,600.

74. A company borrowed cash from the bank by signing a 5-year, 8% installment note. The present value of an annuity at 8% for 5 years is 3.9927. Each annuity payment equals $75,137.13. The present value of the note is: 

A. $75,137.13.

B. $94,013.13.

C. $300,000.00.

D. $375,137.13.

E. $197,810.00.

75. A company borrowed $50,000 cash from the bank and signed a 6-year note at 7%. The present value of an annuity for 6 years at 7% is 4.7665. The annual annuity payments equal: 

A. $10,489.88.

B. $11,004.88.

C. $50,000.00.

D. $52,450.00.

E. $238,325.00.

76. A company purchased equipment and signed a 7-year installment loan at 9% annual interest. The annual payments equal $9,000. The present value of an annuity for 7 years at 9% is 5.0330. The present value of the loan is: 

A. $9,000.

B. $5,033.

C. $63,000.

D. $57,330.

E. $45,297.

77. A pension plan 

A. Is a contractual agreement between an employer and its employees in which the employer provides benefits to employees after they retire.

B. Can be underfunded if the accumulated benefit obligation is more than the plan assets.

C. Can include a plan administrator who receives payments from the employer, invests them in pension assets, and makes benefit payments to pension recipients.

D. Can be a defined benefit plan in which future benefits are set, but the employer's contributions vary depending on assumptions about future pension assets and liabilities.

E. All of these.

78. All of the following statements regarding leases are True except: 

A. For a capital lease the lessee records the leased item as its own asset.

B. For a capital lease the lessee depreciates the asset acquired under the lease, but for an operating lease the lessee does not.

C. Capital leases create a long-term liability on the balance sheet, but operating leases do not.

D. Capital leases do not transfer ownership of the asset under the lease, but operating leases often do.

E. For an operating lease the lessee reports the lease payments as rental expense.

79. An advantage of bond financing is: 

A. Bonds do not affect owners' control.

B. Interest on bonds is tax deductible.

C. Bonds can increase return on equity.

D. It allows firms to trade on the equity.

E. All of these.

80. A disadvantage of bonds is: 

A. Bonds require payment of periodic interest.

B. Bonds require payment of par value at maturity.

C. Bonds can decrease return on equity.

D. Bond payments can be burdensome when income and cash flow are low.

E. All of these.

 

default image
July 1, 2023
    

 

71. The carrying value of a long-term note payable: 

A. Is computed as the future value of all remaining future payments, using the market rate of interest.

B. Is the face value of the long-term note less the total of all future interest payments.

C. Is computed as the present value of all remaining future payments, discounted using the market rate of interest at the time of issuance.

D. Is computed as the present value of all remaining interest payments, discounted using the note's rate of interest.

E. Decreases each time period the discount on the note is amortized.

72. The carrying value of bonds at maturity is always equal to: 

A. the amount of cash originally received in exchange for the bonds.

B. the par value that the issuer pays the holder.

C. the amount of discount or premium.

D. the amount of cash originally received in exchange for the bonds plus any unamortized discount or less any premium.

E. $0.

73. A company must repay the bank a single payment of $10,000 cash in 3 years for a loan it entered into. The loan is at 8% interest compounded annually. The present value factor for 3 years at 8% is 0.7938. The present value of the loan is: 

A. $10,000.

B. $12,400.

C. $7,938.

D. $9,200.

E. $7,600.

74. A company borrowed cash from the bank by signing a 5-year, 8% installment note. The present value of an annuity at 8% for 5 years is 3.9927. Each annuity payment equals $75,137.13. The present value of the note is: 

A. $75,137.13.

B. $94,013.13.

C. $300,000.00.

D. $375,137.13.

E. $197,810.00.

75. A company borrowed $50,000 cash from the bank and signed a 6-year note at 7%. The present value of an annuity for 6 years at 7% is 4.7665. The annual annuity payments equal: 

A. $10,489.88.

B. $11,004.88.

C. $50,000.00.

D. $52,450.00.

E. $238,325.00.

76. A company purchased equipment and signed a 7-year installment loan at 9% annual interest. The annual payments equal $9,000. The present value of an annuity for 7 years at 9% is 5.0330. The present value of the loan is: 

A. $9,000.

B. $5,033.

C. $63,000.

D. $57,330.

E. $45,297.

77. A pension plan 

A. Is a contractual agreement between an employer and its employees in which the employer provides benefits to employees after they retire.

B. Can be underfunded if the accumulated benefit obligation is more than the plan assets.

C. Can include a plan administrator who receives payments from the employer, invests them in pension assets, and makes benefit payments to pension recipients.

D. Can be a defined benefit plan in which future benefits are set, but the employer's contributions vary depending on assumptions about future pension assets and liabilities.

E. All of these.

78. All of the following statements regarding leases are True except: 

A. For a capital lease the lessee records the leased item as its own asset.

B. For a capital lease the lessee depreciates the asset acquired under the lease, but for an operating lease the lessee does not.

C. Capital leases create a long-term liability on the balance sheet, but operating leases do not.

D. Capital leases do not transfer ownership of the asset under the lease, but operating leases often do.

E. For an operating lease the lessee reports the lease payments as rental expense.

79. An advantage of bond financing is: 

A. Bonds do not affect owners' control.

B. Interest on bonds is tax deductible.

C. Bonds can increase return on equity.

D. It allows firms to trade on the equity.

E. All of these.

80. A disadvantage of bonds is: 

A. Bonds require payment of periodic interest.

B. Bonds require payment of par value at maturity.

C. Bonds can decrease return on equity.

D. Bond payments can be burdensome when income and cash flow are low.

E. All of these.

 

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